Basic Capital

Basic Capital introduced an innovative retirement savings concept: instead of gradually contributing small amounts over many years, it offers a financing option where the user deposits their IRA contribution, and the company provides additional funding equal to four times that amount. The challenge was to create an app that presents this complex financial product in a user-friendly way while meeting strict U.S. regulatory requirements for retirement savings and investment questionnaires.

We designed a native iOS application built on the latest architecture with a strong focus on financial data security. The app guides users through a mandatory series of investment questionnaires in accordance with federal legislation and then enables them to monitor their account and investment status. The design adheres to the client’s strict requirements and emphasizes clarity and transparency when working with complex financial data.

Users gained a modern tool for managing their retirement savings with the ability to track investments in verified funds. The app successfully combines an innovative financial product with U.S. regulatory requirements, providing users with a transparent overview of their investments and the growth of their retirement capital.